Credit card being used at a terminal, representing increasing US household debt

2026 US Credit Card Debt: Average Household Debt Hits $7,000

The 2026 report on US credit card debt indicates a significant rise, with average household debt now standing at $7,000. This trend signals evolving economic pressures and consumer spending habits.
Credit card being swiped, symbolizing rising delinquency rates

Credit Card Delinquency Rates in US Hit 10-Year High: What’s Driving the Trend?

US credit card delinquency rates surged to a 10-year high of 3.5% in January 2026, reflecting a complex interplay of persistent inflation, rising interest rates, and a softening labor market impacting consumer financial health and spending patterns.